e-Wallet
A multi-bank digital wallet that aggregates accounts and cards in one place. Instant transfers, spending analytics, and virtual card issuance — PCI-DSS compliant.
A PCI-DSS compliant digital wallet that aggregates multiple bank accounts and cards into a single mobile interface. Users can make instant transfers, issue virtual cards, and get AI-powered spending insights.
Open Banking regulations opened up new possibilities, but building a compliant multi-bank aggregator required navigating complex API standards, strict security requirements, and real-time fraud detection.
We built a React Native app with a Node.js backend, integrating with Plaid for Open Banking data, Stripe for virtual card issuance, and a custom fraud detection engine. All data is encrypted with AES-256 and the app is PCI-DSS Level 1 compliant.
The security architecture is world-class. We passed our PCI audit first time with zero findings.
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